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  • Rules For Having More Than One 401(k) | The White Coat . . .
    When calculating the employer contribution for a SEP-IRA or an Individual 401(k), you use your “net earnings from self-employment” This includes any amount used for an employee contribution, but excludes the amount used for S Corp distributions (those aren’t “earned income” and so can’t be used for retirement account contributions) and used for the employer half of the payroll
  • What Percentage of My Income Should I Contribute To A 401k . . .
    I take advantage of the ability to adjust the amount regularly While I never go below the match amount, I try to keep my contribution high enough to be right at the pain threshold

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