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Substantial Gainful Activity To be eligible for disability benefits, a person must be unable to engage in substantial gainful activity (SGA) A person who is earning more than a certain monthly amount (net of impairment-related work expenses) is ordinarily considered to be engaging in SGA
Who can get Disability | SSA If you continue to work, your condition must also limit you from earning income above an amount we call “substantial gainful activity” (SGA) In 2025, SGA is $1,620 per month, or $2,700 if you’re considered blind under our rules We use different rules to determine SGA if you're self-employed u2028
SSA - POMS: DI 10505. 001 - Evaluation and Development of Employment . . . An SGA determination is a process that focuses on a person’s earnings and their work activity In most cases, the primary consideration for evaluating a person’s work activity is the gross earnings they received; however, this is only the starting point when making an SGA determination
SSA - POMS: DI 10505. 005 - Determining and Verifying Gross Earnings . . . Effective Dates: 01 10 2025 - Present Previous | Next TN 34 (03-25) DI 10505 005 Determining and Verifying Gross Earnings from Employment A Determining gross earnings When determining whether a claimant or beneficiary works at substantial gainful activity (SGA) levels, consider:
SSA - POMS: DI 25501. 390 - Considering Substantial Gainful Activity . . . Work performed on a part-time basis may be SGA Generally, we use earnings guidelines to decide if work is SGA To determine if a claimant’s countable earnings received from employment are SGA, see Table of SGA Earnings and Guidelines, DI 10501 015
SSR 83-33 (Rescinded) Specific amounts (as shown in the SGA Earnings Guidelines) have been established for years 1978 through 1982 After 1982, any increases in the SGA earnings amount for blind persons depend on increases in the retirement test exempt amount applicable to beneficiaries who have attained age 65
How Do We Define Disability? | The Red Book | SSA We use SGA as one of the factors to decide if you are initially eligible for Social Security Disability benefits or SSI If you receive SSDI benefits, we use SGA to decide if your eligibility for benefits continue after you return to work and complete your Trial Work Period (TWP)