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Understanding the California Mortgage Interest Deduction Limit California Law: California, however, allows homeowners to deduct mortgage interest on loans up to $1 million, and up to an additional $100,000 of home equity debt This applies regardless of the loan’s origination date, meaning California offers more lenient terms than federal law
How Much Mortgage Interest is Tax Deductible? 2025 2026 But how much of your mortgage interest is actually tax-deductible? This article aims to answer that question We’ll look into the specifics of claiming this deduction and provide tools to help you calculate your potential tax savings We’ll simplify the complex tax rules surrounding this deduction
Homeowner Tax Deductions in California: What You Can and Can . . . California homeowners can deduct mortgage interest on their primary or secondary residence, with the following limits: Up to $750,000 of mortgage debt if you bought your home after December 15, 2017 Up to $1 million if you purchased before that date
California state rules regarding mortgage interest in 2024? As of 2024, California generally follows federal tax rules regarding the deduction of mortgage interest, but there are some differences to be aware of: 1 **Mortgage Interest Deduction**: Like the federal government, California allows you to deduct mortgage interest on your state tax return