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Down Payment Assistance | GSFA Platinum Program | GSFA Programs may differ in terms of the types of mortgage loans available, types of assistance, property types and eligibility guidelines such as credit score requirements and debt-to-income ratios
Home | Golden State Finance Authority | GSFA | Affordable Housing Welcome to Golden State Finance Authority’s (GSFA) website Here you will find helpful information about financial assistance programs for homebuyers and homeowners including down payment assistance, mortgage credit certificates, multi-family financing and energy efficiency financing
Down Payment Assistance Programs | DPA | GSFA Index of down payment and closing cost assistance programs provided by Golden State Finance Authority (GSFA) Explore features and advantages, guidelines and how to get started
Income Limits | Down Payment Assistance Programs | GSFA GSFA does not set income limits for FHA, VA, or USDA loans originated through GSFA DPA Programs Please refer to the guidelines of the respective loan agencies for any applicable income limits
GSFA Platinum FHA VA USDA TermSheet - gsfahome. org For FHA loans, an additional $5,000 gift for targeted census tracts may be available for closing costs assistance only View the list of targeted census tracts in the online Lender Participation Guide under Program Guidelines
Housing Programs | Affordability Meets Flexibility | GSFA Index of financial assistance programs for homebuyers and homeowners provided by Golden State Finance Authority (GSFA) | Highlights: GSFA Platinum, providing down payment assistance in the form of a forgivable second mortgage GSFA MCC, providing a tax credit to first-time homebuyers
Participating Lenders | Single-Family Housing Programs | GSFA Find a GSFA Participating Lender for GSFA down payment assistance and mortgage credit certificate programs Participating Lenders provide borrowers with program guidelines, applications, interest rates and annual percentage rates (APRs)
DESCRIPTION - gsfahome. org Amortizing Second Mortgage Loan Terms: 15-year Loan Term Note Rate of Second Mortgage is same as the Note Rate of First Mortgage Amortizing loan with monthly payments Second Mortgage is due and payable upon sale, refinance or payoff of the First Mortgage No subordination allowed
Lender Participation Guide | Down Payment Assistance | GSFA Platinum This Participation Guide is intended solely for mortgage professionals It provides Lenders (and real estate professionals) with comprehensive program guidelines and outlines the steps to begin participating in and or originating GSFA Platinum Program transactions
Down Payment Assistance | Golden Opportunities Program | GSFA Overview of the GSFA Folden Opportunities Down Payment Assistance Program, sponsored by Golden State Finance Authority | The Program provides down payment and closing cost assistance to qualifying homebuyers