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Input Form:Deal with this potential dealer,buyer,seller,supplier,manufacturer,exporter,importer
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authentication - Is Plaid, a service which collects user’s banking . . . Plaid has raised billions in funding! I would think with Plaid using bank logos to make their “fake” bank login forms look legitimate, banks would be after Plaid with lawsuits But apparently some of them are investors! On Plaid’s website Citi, American Express, and others are listed as investors
I linked an account with Plaid. If I change my username and password . . . As I understand it, Plaid now potentially has my username and password stored somewhere Now let's say that I change my username and password to something that isn't in Plaid Am I now mostly protected against a malicious actor logging into my account if they get my username and password from Plaid? What if they take control of Plaid?
Is Plaid safe if I change the password after deposit? Let's say you trade on Coinbase Every time you need to deposit money via Plaid, you: change the password to your online bank account pair your bank with Coinbase deposit money unpair your bank (I'm not sure if necessary) change back the password Would you consider this approach 100% safe?
authentication - Can someone steal money from my bank account if they . . . This question is likely to be country-specific In the US, an account number is generally not enough to steal money from someone's account This is fortunate, because every time you write a check or make a bank payment to someone, they receive your account number However, learning someone's the bank account number is enough to learn their account balance There is an attack that is not widely
passwords - How is it secure for Venmo to ask for credentials . . . Is this feature limited to a few selected banks? If so, I can imagine that Venmo may have passed a special agreement with them and may use your login and password only to obtain a ticket, and that only this tickets gets stored in the database, not your bank credentials (but this is just guessing, in any way they should never have to ask you for your bank password, this should have been
What information is shared by an audio bluetooth connection? See: car companies using your location data to sell your driving habits to insurance companies, or Plaid selling people's entire financial transaction history (They may not even want the call history itself, but it contains my contacts, which many companies do desperately want )
Periodic password change needed when using 2-step verification? I know that it's considered good online security hygiene to change one's login passwords every 6 months or so Is that needed on sites with 2-step verification? Isn't the 2nd step what will keep my
Are there joint password accounts? (Like bank accounts) Joint bank accounts don't work that way Each user have their own password and user id and even debit credit card linked to the account if they exist Depending on the type of account you may have "disjunctive" accounts, were each user can do everything, and "conjunctive" were each operation requires approval by all owners So, do you mean a "conjunctive" online account for some service?