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Online Personal Loans + Full-Service Banking | LendingClub A personal loan is money lent through a financial institution like a bank or an online lending marketplace that can be used to pay down credit cards, consolidate debt, or cover a wide range of expenses
Best Personal Loan Companies to Consider in January 2026 | LendingTree Based on our comprehensive rating system, SoFi is LendingTree’s pick for the best personal loan company in January 2026 Why we like it: SoFi offers some of the fastest funding on the market and lets you skip upfront fees (they’re optional) Runners-up: PenFed Credit Union and Upgrade
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