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What an 805 Credit Score Means: Benefits, Stats Tips - WalletHub An 805 credit score is a perfect credit score Despite being just shy of the highest credit score possible (850), a credit score of 805 qualifies as perfect because improving your score further is unlikely to save you money on loans, lines of credit, car insurance, etc
805 Credit Score Explained: What It Means for Your Finances As you can see below, an 805 credit score is considered Exceptional For context, the average credit score in America is 718 Borrowers with credit scores in the Exceptional range tend to be the most appealing to lenders
805 Credit Score: What Does It Mean? | Intuit Credit Karma An 805 credit score is considered a very good or excellent credit score by many lenders Here’s what it means to have excellent credit, and how you can make the best use of your credit
805 Credit Score: A Guide to Credit Scores | Chase An 805 credit score is considered an excellent credit score by the FICO score model Explore strategies to help maintain or improve your 805 credit score
805 Credit score: What You Need to Know in 2025 An 805 credit score is considered excellent, opening the door to the most favorable interest rates and premium financial products This score places you firmly in the “Exceptional” FICO score range, the highest tier for creditworthiness
805 Credit Score: Is 805 a good credit score? - Upstart Learn While there is no universal definition of an “excellent” credit score, virtually all lenders would consider your 805 FICO Score to be in that category Here’s a rundown of what this credit score means to you, different types of lenders, and how to make sure your 805 credit score stays in the top tier for years to come
805 Credit Score: Is it Good or Bad? - CRIF High Mark Short Answer - A credit score of 805 is excellent It offers faster loan approvals, lower interest rates, and higher credit limits Maintain low credit utilisation, make timely payments, and reduce debts to sustain it With consistent financial discipline, you can continue to grow beyond 805
Is 805 a good credit score? - FinanceBand. com Is 805 a good credit score? A FICO® Score of 805 is well above the average credit score of 714 It's nearly as good as credit scores can get, but you still may be able to improve it a bit More importantly, your score is on the low end of the Exceptional range and fairly close to the Very Good credit score range (740-799)
Is 805 a Good Credit Score? | Understand Your Score | Credit Secrets With a credit score of 805, you are in the excellent range This high rating demonstrates to lenders that you are extremely reliable when it comes to repaying your debts, and it can offer you the advantage of lower interest rates and better terms on loans