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Is there a limit on Social Security benefits for married couples? However, there is a maximum family benefit — a cap on the total amount a family can collect from Social Security on an individual worker’s earnings record (including spousal, children’s and survivor benefits) The maximum amount is between 150 and 188 percent of the worker’s primary insurance amount (the monthly payment they qualify for at full retirement age)
Should I Get Medicare If My Spouse Has Insurance? - AARP One option if your spouse enrolls in Medicare is to continue the employer’s coverage through COBRA, which can last up to 36 months Other options are to buy a private plan through the Affordable Care Act federal insurance marketplace or through a state that has its own exchange
Collecting Social Security Benefits as a Spouse - AARP Yes, you can collect Social Security on a spouse’s earnings record You may be able to do this in the form of spousal benefits, or as survivor benefits if you are a widow or widower
Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARP If your spouse is already getting Social Security when you claim benefits, you are subject to the “deemed filing” rule Under this provision, you don’t have a choice whether to wait and switch When you apply for your retirement benefit, you’re automatically deemed to be applying for spousal benefits, too, if you're entitled to them