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About Us – Depositors Insurance Fund Established by the Massachusetts legislature in 1934, the Depositors Insurance Fund (DIF) is a private, industry-sponsored insurance fund that insures all deposit accounts above Federal Deposit Insurance Corporation (FDIC) limits at its member banks The unique combined insurance coverage afforded by the FDIC and the DIF ensures deposit balances are fully protected Since the DIF was
2024 Annual Report - difxs. com The DIF is a member of the Federal Home Loan Bank of Boston (“FHLBB”) As a condition of membership, the DIF is required to maintain an investment in FHLBB stock based on the DIF’s total assets Additional stock purchases are required based on growth of the DIF’s total assets and or usage of FHLBB advances and related services
2022 Annual Report - difxs. com The DIF is a member of the Federal Home Loan Bank of Boston (“FHLBB”) As a condition of membership, the DIF is required to maintain an investment in FHLBB stock based on the DIF’s total assets Additional stock purchases are required based on growth of the DIF’s total assets and or usage of FHLBB advances and related services
2021 Annual Report - difxs. com DEPOSITORS INSURANCE FUND The Depositors Insurance Fund (DIF) is a private, industry-sponsored insurance fund that insures all deposits above Federal Deposit Insurance Corporation (FDIC) limits at our member banks On March 17, 2020, The Co-operative Central Bank merged into the DIF As a result of this merger, all Massachusetts co-operative banks became members of the DIF and their deposits
2023 Annual Report - difxs. com The DIF is a member of the Federal Home Loan Bank of Boston (“FHLBB”) As a condition of membership, the DIF is required to maintain an investment in FHLBB stock based on the DIF’s total assets Additional stock purchases are required based on growth of the DIF’s total assets and or usage of FHLBB advances and related services