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8 Best Money Market Accounts With the Highest Rates in 2025 Money market accounts (MMAs) offer nice interest rates with short-term, checking-like flexibility These are the best free MMA options available at U S -based online and traditional banks and credit unions right now
Best Money Market Account Rates for July 2025 (up to 4. 40% APY) The best money market accounts offer rates comparable to high-yield savings accounts, along with easier access to your funds through check-writing privileges or free debit cards All our top picks