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What Is Credit? - Experian Credit is an agreement between a lender and a borrower that allows the borrower to obtain funds, goods or services now and repay them later Credit can also refer to your history of borrowing and repaying money Having good credit—a history of repaying loans on time and as agreed—can make it easier to get approved for a range of credit products
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Checking Your Credit Report - consumer. gov Your credit report shows your credit history — how you handle money and pay your bills It can affect whether you get a job, can rent an apartment, or get a credit card or loan
What is Credit? And Why Its Important - Debt. com If you want to be financially successful, it’s critical to know the basics about credit so you can get the right kinds of credit and avoid debt problems