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5 ways to spend leftover 529 plan money - Saving for College You have two options: Withdraw the money or save the unused 529 plan funds for future qualified education expenses Don’t worry; leftover 529 money is common, and you can still make the most of the funds after graduation
To whom do funds that are left over in a 529 account after all college . . . In a 529 account, any funds that are left over after all qualified college expenses have been paid belong to the account holder This individual, often a parent or guardian, maintains control over the account and can choose the next steps for any remaining balance
What to Do with Leftover 529 Funds | U. S. Bank Ready to use up those leftover 529 college savings account funds that are languishing in your account? Here are four ways to make good use of these available funds
What Can You Do With Unused 529 Funds? Options for Savings To avoid penalties, unused 529 funds can be saved for graduate school, transferred to another family member's 529 plan, or you can change the beneficiary There are no time limits on withdrawing 529 funds - you can wait between undergrad and grad school without affecting savings
What to do when you have overfunded your 529 Account The 529 plan remains a very viable and flexible way for parents and grandparents to save for loved ones’ educational expenses It’s a good idea, however, to have a road map for any excess funds that might be left in the plan when the initial beneficiary is finished with his or her higher education
What Can I do With Leftover or Unused 529 Plan Funds? If you have leftover or unused 529 plan funds, you may be wondering what to do One of the primary restrictions associated with 529 plans is the specific use of funds for qualified educational expenses
How Can I Use Leftover 529 Money Without Penalty? | Money While you can withdraw money from a 529 college savings plan tax free for qualified higher-ed expenses like tuition, fees and books, you'll be dinged if you use the funds for other purposes