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Best CD Rates Of January 2026: Up To 4. 10% APY - Forbes Before you lock up some of your savings for months or even years, make sure you choose a certificate of deposit that maximizes your earning potential We analyzed 458 CD accounts from 148
Best CD rates of January 2026 (Up to 4. 20%) - Bankrate Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set
Best CD Rates of January 2026 | DepositAccounts Locking in a high-yield certificate of deposit (CD) rate can help you grow your savings and fast-track your financial goals The best CD rates often outperform traditional savings accounts, making them a strong option for savers seeking predictable returns
Certificates of Deposit (CDs) - Santander A Certificate of Deposit (CD) is an FDIC-insured promissory note that has a fixed interest rate and fixed date of withdrawal, commonly known as the maturity date † And because you agree to invest your money for the entire term, Certificates of Deposit generally offer higher interest rates than savings or money market savings accounts
Certificates of Deposit (CDs) - Investor. gov Certificates of Deposit (CDs) What are certificates of deposit? A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank pays interest
Certificate of Deposit | Charles Schwab CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date They are federally insured and issued by banks and savings-and-loans institutions