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Bankruptcy - United States Courts Bankruptcy helps people who can no longer pay their debts get a fresh start by liquidating assets to pay their debts or by creating a repayment plan Bankruptcy laws also protect financially troubled businesses
Chapter 7 - Bankruptcy Basics - United States Courts Such debtors should consider filing a petition under chapter 11 of the Bankruptcy Code Under chapter 11, the debtor may seek an adjustment of debts, either by reducing the debt or by extending the time for repayment, or may seek a more comprehensive reorganization
Chapter 13 - Bankruptcy Basics - United States Courts Chapter 13 - Bankruptcy Basics Chapter 13 of the Bankruptcy Code provides for adjustment of debts of an individual with regular income Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years
Chapter 11 - Bankruptcy Basics - United States Courts The Bankruptcy Code permits applications for fees to be made by certain professionals during the case Thus, a trustee, a debtor's attorney, or any professional person appointed by the court may apply to the court at intervals of 120 days for interim compensation and reimbursement payments
Filing Without an Attorney - United States Courts Individuals can file bankruptcy without an attorney, which is called filing pro se However, seeking the advice of a qualified attorney is strongly recommended because bankruptcy has long-term financial and legal outcomes
Process - Bankruptcy Basics - United States Courts Six basic types of bankruptcy cases are provided for under the Bankruptcy Code, each of which is discussed in this publication The cases are traditionally given the names of the chapters that describe them
Discharge in Bankruptcy - Bankruptcy Basics - United States Courts To object to the debtor's discharge, a creditor must file a complaint in the bankruptcy court before the deadline set out in the notice Filing a complaint starts a lawsuit referred to in bankruptcy as an "adversary proceeding "
Bankruptcy Court | Southern District of Texas Home Bankruptcy Court Please refer to the Local Rules of the Southern District of Texas, as well as the Federal Rules, for procedures and information Once a case is assigned to a particular judge within the Southern District, please refer to the "Judges' Procedures Schedules" for specific information
PACER: Login This is a restricted government website for official PACER use only All activities of PACER subscribers or users of this system for any purpose, and all access attempts, may be recorded and monitored by persons authorized by the federal judiciary for improper use, protection of system security, performance of maintenance and for appropriate management by the judiciary of its systems By