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8 Best Pay-As-You-Go Auto Insurance Companies in 2025 (Top . . . 8 Best Pay-As-You-Go Auto Insurance Companies in 2025 (Top Providers Ranked) Nationwide, Allstate, and Mile Auto are the best pay-as-you-go insurance companies, offering wide availability and safe driving discounts of up to 40% If you put 10,000 miles or fewer on your car each year, you may be able to find rates as low as $23 per month with pay-as-you-go car insurance
4 Best Pay-As-You-Go Car Insurance Companies (2025) Pay-as-you-go insurers use standard car insurance rating factors like your driving record, credit history, age, gender, ZIP code, and more to determine your base rate and per-mile charge
Pay-as-you-drive usage-based insurance discounts Many car insurance companies offer pay-as-you-drive or usage-based insurance discounts These carriers monitor your driving and reward safe driving habits with lower rates