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After the American Rescue Plan’s Enhanced Premium Tax Credits End Executive Summary The American Rescue Plan Act (ARPA) increased the generosity of the Affordable Care Act’s (ACA) premium tax credits (PTCs) and lifted the income cap on eligibility for 2021 and 2022 in response to the COVID-19 pandemic When the ACA’s standard PTC policies return to effect in 2023, most subsidized enrollees (12 9 million individuals […]
Affordable Care Act Marketplace Premiums for Plan Year 2023 After the enhanced APTC, and depending on income level, many enrollees can expect to see significant discounts In one example, CMS states that for an average 27-year-old in a HealthCare gov state with a household income at 150 percent of the FPL, premiums for both the average Bronze and Silver lowest-cost plan (LCP) will cost $0, and premiums
Affordable Care Act Marketplace Premiums for Plan Year 2023 Premiums for households with ACA Marketplace plans before receiving the APTC are rising slightly for the first time since 2019, and some households will see premiums rise even after receiving the enhanced APTC Despite rising costs for policyholders, premiums across ACA metal tiers are still lower than in 2019
2018 Premium Increases and a Legacy of Uncertainty - AAF On October 30, the Department of Health and Human Services (HHS) released preliminary data on health insurance premiums for the plans that will be offered through the federal exchanges for the 2018 plan year While the results are unsurprising, they are discouraging [1] Most notably, average monthly premiums for the second-lowest cost silver plan (also known […]
CRA Tracker: Congressional Review Act in Recent Years - AAF What the rule does: The rule establishes that “Deferred Action for Childhood Arrivals (DACA) recipients and certain other noncitizens will be included in the definitions of “lawfully present” that are used to determine eligibility to enroll in a QHP [Qualified Health Plan] through an Exchange, for Advance Payments of the Premium Tax
Impact of ACA Premium Increases on Federal Budget - AAF By the end of 2017, taxpayers will have spent more than $118 billion on ACA premium subsidies, and approximately $25 billion on cost-sharing reduction (CSR) subsidies
Subsidy Verification in the ACA: Complexity Creating Taxpayer Risk Once an applicant sifts through the subsidy process and is determined eligible for assistance, the applicant may choose to use the subsidy as an advanced premium tax credit (APTC) where the subsidy is sent directly to the insurer OR the individual can choose to wait until filing their taxes to claim their subsidy dollars