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What is APR and How Does it Work? Guide for 2025 - WalletHub Annual percentage rate (APR) is the estimated yearly cost of borrowing money, expressed as a percentage of the total amount borrowed The APR includes the interest charges that will apply to a balance, as well as related fees in some cases Key Things to Know About APRs
What Is an Annual Percentage Rate (APR)? | Capital One APR, or annual percentage rate, represents the price of borrowing money APR is expressed as a yearly percentage that includes the loan’s interest rate plus additional costs such as lender fees, closing costs and insurance
Annual Percentage Rate Definition: A Complete Guide What is APR? The Annual Percentage Rate (APR) represents the yearly cost of borrowing as a percentage Unlike a simple interest rate, APR includes both the interest rate and any fees charged by the lender This makes APR a more comprehensive measure of the actual cost of a loan or credit card