Best Online Savings Accounts of July 2025 – up to 10. 38% APY The best online savings accounts can save you over $500 compared to the average brick-and-mortar offer To help people get the most for their money, WalletHub compared over 350 savings and money market accounts – including 33 student accounts and 64 business accounts – from 233 banks and credit unions, both online-only and branch-based