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- Average Cost of Car Insurance in New Jersey for 2025
The average cost of car insurance in New Jersey is $210, compared to the national average of $194
- Cheapest Car Insurance in New Jersey (June 2025 Rates)
Geico offers the cheapest car insurance in New Jersey for minimum coverage The average cost of car insurance in New Jersey is $115 per month for minimum coverage and $232 per month for full coverage
- Who Has the Cheapest Auto Insurance Quotes in New Jersey?
The cheapest car insurance in New Jersey costs an average of $52 per month ($624 per year), which is significantly less expensive than the national average cost of car insurance
- Cheap Car Insurance Quotes in New Jersey Starting at $99
New Jersey drivers pay an overall average of $186 per month for car insurance This rate is about the same as the nationwide monthly average of $150 Many factors influence car insurance costs in a state, including its population density, auto theft rates, and frequency of natural disasters Here’s what you should know about comparing quotes and finding affordable coverage in the Garden State
- The Best Car Insurance in New Jersey
Car Insurance Rates in New Jersey by City With an average annual rate of $2,051, Edison boasts the cheapest rates among New Jersey’s most populated cities Here’s the full breakdown by city in New Jersey
- New Jersey car insurance coverage calculator
New Jersey law requires at least 25 50 25 in liability, but you may need more coverage Use our car insurance coverage calculator to determine your coverage needs
- Best cheap car insurance in New Jersey for 2024
The best cheap car insurance company in New Jersey is New Jersey Manufacturers, based on an expert analysis for 2024, with an average rate of $1,318 a year or $110 monthly
- What’s the cheapest car insurance in New Jersey?
The cheapest full coverage car insurance in New Jersey is $110, saving you $49 compared to the average cost of insurance in the state, which is around $159 per month
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