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  • LSR - The Pension Fund for State Employees in Iceland
    Pensions At LSR you get extensive pension rights for you and your family More about LSR pensions
  • Opening Hours During Christmas 2025 and New Year - LSR
    The LSR office and phone service will be closed on public holidays during Christmas and New Year On the first working day after the holidays, the fund’s services will start at 10:00 AM, one hour later than usual
  • Overview - LSR
    LSR offers indexed mortgages with a fixed interest rate for the whole loan period You do not have to pay a prepayment fee, neither when you pay a part of your loan off early nor when it is paid off in full
  • Overview - LSR
    LSR’s sustainability policy outlines the fund’s main priorities regarding sustainability and how these priorities are integrated into its operations The policy applies to both internal operations and the fund’s investment activities
  • Contact us - LSR
    For pension matters: lifeyrir@lsr is For contributions and private pension savings: idgjold@lsr is For loan matters: lan@lsr is Submitted invoices and related issues: bokhald@lsr is General inquiries: lsr@lsr is Back to top The Pension Fund for State Employees in Iceland
  • News and announcements - LSR
    LSR has redesigned two types of applications on My Pages: the application for the payment of Private Pension savings and the application for a spouse’s pension
  • Loan calculator - LSR
    Due to a Supreme Court ruling in case no 55 2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term
  • Private pension and specified private pension - LSR
    LSR is owned by fund members, which means that those who save into LSR Private Pension receive all the benefits of the operation of the private pension fund We charge no initial costs or change costs – your premiums go directly into your savings right from the first payment




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