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  • LSR - The Pension Fund for State Employees in Iceland
    Pensions At LSR you get extensive pension rights for you and your family More about LSR pensions
  • Overview - LSR
    LSR offers indexed mortgages with a fixed interest rate for the whole loan period You do not have to pay a prepayment fee, neither when you pay a part of your loan off early nor when it is paid off in full
  • Contact us - LSR
    For pension matters: lifeyrir@lsr is For contributions and private pension savings: idgjold@lsr is For loan matters: lan@lsr is Submitted invoices and related issues: bokhald@lsr is General inquiries: lsr@lsr is Back to top The Pension Fund for State Employees in Iceland
  • News and announcements - LSR
    LSR has redesigned two types of applications on My Pages: the application for the payment of Private Pension savings and the application for a spouse’s pension
  • Private pension and specified private pension - LSR
    LSR is owned by fund members, which means that those who save into LSR Private Pension receive all the benefits of the operation of the private pension fund We charge no initial costs or change costs – your premiums go directly into your savings right from the first payment
  • Loan calculator - LSR
    Due to a Supreme Court ruling in case no 55 2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term
  • Overview - LSR
    LSR is both the oldest pension fund in Iceland and the largest in terms of assets The fund has guaranteed its members and their families extensive rights for over 100 years
  • Investments - Overview - LSR
    LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio




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