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IRS tax refund 2026: When will your IRS income tax refund . . . IRS tax refund 2026 filings begin in late January, with most direct-deposit refunds arriving 10–21 days after IRS acceptance Early filers accepted around January 26 may see refunds by February 6 New deductions under the 2025 tax law and higher withholding may give many Americans bigger checks EITC and CTC refunds face March delays due to verification rules