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  • Elective | Learn Now, Pay Later
    With Learn Now Pay Later, we pay you upfront in full within 7-14 days With Elective Billing, we route transactions directly to your payment processor
  • What is Elective, and how does it work? – Elective Help Center
    Elective is a payment solution that gives you the freedom to learn now and pay later - with no interest and added fees! When you place an order through Elective, our unique approvals system reviews your account to determine what sort of repayment plan we can offer
  • What is Elective? – Elective Help Center
    Elective has built the industry's first "Learn Now, Pay Later" solution designed to help online education businesses, course creators, and coaches sell more effectively We give students the financial freedom to pay over 3, 6, 9, or 12 monthly installments rather than paying for a program entirely upfront
  • Elective Help Center
    Can't find what you're looking for? Don't worry, our dedicated customer support team is here for you! Ask us about Elective, your payment plan, or anything in between
  • Getting Started With Elective
    What is Elective, and how does it work? Does Elective charge any interest or fees? Who can use Elective? Does Elective check my credit? My Credit Report is Frozen Locked; Why wasn't I eligible? Do I need to have a Canadian or American mobile number?
  • For Customers – Elective Help Center
    What is Elective, and how does it work? Does Elective charge any interest or fees? Who can use Elective? Does Elective check my credit? My Credit Report is Frozen Locked; Why wasn't I eligible? See all 7 articles
  • Does Elective charge any interest or fees?
    There is no cost of our payment plans to you With Elective, you will not pay late fees, prepayment penalties, or compound interest It's that easy
  • Does Elective check my credit? - Elective Help Center
    Pre-qualification is available for US residents For pre-qualification, Elective will do a soft credit check This means that you can comfortably explore your loan repayment options without any fear of your credit being affected! However, once you complete your purchase, we are required to do a hard credit check before we can extend credit to you




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