TBOM: Why Is It on My Credit Report? | Intuit Credit Karma When you apply for new credit, the financial institution usually looks into your credit history to determine whether it wants to lend to you This can lead to a hard inquiry (also known as a hard credit pull) being placed on your credit reports
What is a soft credit check? Soft pull vs. hard pull You can check your VantageScore 3 0 credit scores from two of the major credit bureaus, Equifax and TransUnion, for free on Credit Karma as often as you like without affecting your credit scores
Credit Builder from Credit Karma Money - Intuit Credit Karma Credit Builder utilizes a line of credit to help you save money Every payment you make to pay off the balance on your line of credit is reported as a payment to the Credit Bureaus