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What is a credit card? A credit card lets you spend money that you can pay back over time, usually with interest
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Discover everything you need to know about credit cards, including rewards, rates, fees, and responsible use If used responsibly, credit cards can be a great tool to help manage your finances They may be able to get you through a tight spot or help you balance your budget in the short term
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It's a card issued by a bank or financial institution that gives you access to money to make cashless payments Unlike a debit card, the money accessed is borrowed, meaning it must be paid back, along with any interest and other charges like an annual fee
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