Should You Choose a High-Deductible Health Plan? - NerdWallet Compared to a traditional low-deductible health plan, a high-deductible health plan, or HDHP, requires you to pay a higher amount for medical care out of pocket before your insurance starts
Choosing Between a Low or High Deductible Health Plan Whether you’re an employer shopping for a group plan for your staff or an individual seeking insurance for you and your family, you’ve likely wondered about the difference between a high deductible health plan (HDHP) and a low deductible health plan (LDHP)
Low Deductible vs High Deductible Health Plans - How to Decide You may need a low deductible plan if you anticipate extensive medical treatment or pre-existing conditions High-deductible plans come with reasonable premiums and the added benefit of having access to Health Savings Accounts (HSAs), which can also serve as an additional source of income during retirement