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医保如何报销 - 百度经验
住院医疗报销是有一个起付线的，每个城市都不一样，所谓的起付线就是自己需要支付的费用，超过这个费用之后才可以报销。一个医疗保险年度内，第一次住院的起付标准为1300元，第二次及以后均为650元。（按照北京来举例）
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