Best refinance student loans in July 2025 - Bankrate Overview: Earnest lets you refinance your student loans with the potential for a low APR and flexible repayment options With repayment terms from five to 20 years, it's easy to find a
Can Student Loans Be Refinanced to 30-Year Terms? | SoFi You cannot directly refinance your student loans into a 30-year term because almost all refinance lenders offer a maximum of 15- or 20-year terms But you could take advantage of consecutive refinances to draw out payments for 30 years
The 10 Best Student Loan Refinance Companies for 2025 Unlike other lenders, Earnest allows you to customize your preferred payment amount or select a specific repayment term with lengths going as high as 30 years You may also qualify for deferment on your loans if you decide to pursue graduate school